CitiMortgage, Inc. v. Hoeft

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2015 IL App (1st) 150459
Decision Date: 
Monday, August 17, 2015
District: 
1st Dist.
Division/County: 
Cook Co., 1st Div.
Holding: 
Affirmed.
Justice: 
DELORT
Bank filed foreclosure action, after sending homeowners acceleration letter. Court properly denied homeowners' Section 2-619 motion to dismiss, as acceleration notice was sufficient, under terms of acceleration clause in mortgage. Amount owed on loan changes daily due to interest accrual, and omission of specific dollar amount owed is unavoidable consequence of ability of borrowers to cure default during 30-day window of time, rather than only on specific day.(CUNNINGHAM and CONNORS, concurring.)