Urban Partnership Bank v. Ragdale

Appeal from mortgage foreclosure action as to residential property. Plaintiff failed to conduct any type inquiry into where Defendant may be living after finding property vacant. Due diligence affidavit does not identify any type of investigation into Defendant’s current location.Thus, Defendant was not properly served and court never obtained personal jurisdiction over her. Court lacked jurisdiction to default Defendant, or in entering default judgment. (CONNORS and SIMON, concurring.)