Federal 7th Circuit Court
Civil Court
Fair Debt Collection
Plaintiff filed a lawsuit alleging violations of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act after the servicer of her home mortgage loan inaccurately reported it as delinquent, leading to a foreclosure action that was eventually dismissed. The district court dismissed the FCRA claim and entered summary judgment on the FDCPA claim and plaintiff appealed. The Seventh Circuit affirmed finding that plaintiff failed to state an FCRA claim and lacked standing to bring an FDCPA claim. (ROVNER and BRENNAN, concurring)