Section Newsletters

Articles From Wesley J. Coulson

Dealing with life insurance in Medicaid eligibility planning By Wesley J. Coulson Elder Law, June 2004 Because the Illinois Medicaid eligibility manual (PM 07-02-07) severely limits ownership of life insurance policies by a prospective applicant for Medicaid long-term care benefits, it is often necessary to divest ownership of such policies.
Opening the door gently: Medicaid eligibility planning and the “three-year look-back” rule By Wesley J. Coulson Elder Law, December 2002 Employing a "give-everything-away-and-wait-three- years" approach to planning for Medicaid eligibility is like using a battering ram to open a door.
The use of caregiver services contracts in Medicaid eligibility planning By Wesley J. Coulson Elder Law, June 2002 It is frequently the case that before someone enters a nursing home, that person receives home care from a spouse, child, or other family member.
The purchase of or exchange for a life estate interest as a Medicaid eligibility planning technique By Wesley J. Coulson Elder Law, May 2002 The Illinois Medicaid Eligibility Policy Manual specifically contemplates and discusses the transfer of ownership of real estate by a prospective applicant for Medicaid long term care benefits, reserving a life estate interest in that real estate, as a potential planning technique.

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