Real Estate Law

JPMorgan Chase Bank, N.A. v. Ontiveros

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2015 IL App (2d) 140145
Decision Date: 
Monday, February 23, 2015
District: 
2d Dist.
Division/County: 
Kane Co.
Holding: 
Affirmed.
Justice: 
McLAREN
Court properly denied Defendants' petition for relief from judgment. Plaintiff's lack of licensure as a licensed collection agency under Collection Agency Act does not render foreclosure and confirmation orders void. Pendency of a postjudgment motion does not toll running of Section 2-1401's two-year limitations period. Foreclosure complaint is a justiciable matter regardless of whether plaintiff bringing action is a proper party. (HUDSON and SPENCE, concurring.)

Beal Bank v. Barrie

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2015 IL App (1st) 133898
Decision Date: 
Tuesday, February 17, 2015
District: 
1st Dist.
Division/County: 
Cook Co., 2d Div.
Holding: 
Affirmed.
Justice: 
LIU
In foreclosure proceeding, Defendant failed to raise grace period notice defense at any time during underlying proceedings, until one month after bank filed motion to confirm sale. Defendant failed to show that "justice was not otherwise done", as required to preclude confirmation of sale pursuant to Section 15-1508(b)(iv) of Mortgage Foreclosure Law. Defendant's argument that mortgage company, which subsequently acquired note and mortgage, lacked statnding at time it filed complaint is untimely, as it is an affirmative defense that must be pleaded in answer or responseive pleading.(SIMON and NEVILLE, concurring.)

House Bill 160

Topic: 
Forcible entry and detainer
(Thapedi, D-Chicago) provides that the owner may recover rent or a fair and reasonable satisfaction for use and occupation if the lands or tenements are held by a tenant who is a defendant in an eviction or possession action who continues to maintain possession of the land throughout the duration of the pending eviction or possession action. If an order for use and occupancy is granted to the plaintiff and the defendant violates the order by willfully failing to pay the ordered amount, it requires the court to set a firm trial date for the pending eviction possession action no less than seven days from the date that this order is entered. Makes the defendant responsible for the plaintiff’s costs and attorney’s fees. If the defendant is successful in the underlying eviction or possession action, the defendant is entitled to the return of any use and occupancy payments made to the plaintiff on his or her behalf plus statutory interest. Exempts property subject to the Condominium Property Act. To be heard in House Judiciary Committee next week.

Christopher B. Burke Engineering, Ltd. v. Heritage Bank of Central Illinois

Illinois Appellate Court
Civil Court
Mechanics Lien Act
Citation
Case Number: 
2015 IL App (3d) 140064
Decision Date: 
Tuesday, January 27, 2015
District: 
3d Dist.
Division/County: 
Peoria Co.
Holding: 
Affirmed.
Justice: 
CARTER
(Court opinion corrected 2/9/15.) Plaintiff engineering company filed civil complaint seeking to foreclose on mechanic's lien against multiple defendants, including bank. Court properly invalidated lien and granted summary judgment for bank, as Plaintiff failed to establish that its work improved the property at issue, under Mechanic's Lien Act. No case law has held that recording of a final plat as result of an engineering company's work was found to enhance value of land. (WRIGHT, concurring; LYTTON, dissenting.)

Senate Bill 735

Topic: 
Mortgage foreclosure
(Mulroe, D-Chicago) amends provisions outlining under which circumstances the court is not required to appoint a special representative for a deceased mortgagor for the purpose of defending the action. It adds situations in which there is a: (i) beneficiary under a transfer on death instrument; (ii) person or entity that was conveyed title to the property by the deceased mortgagor prior to death; (iii) person or entity that was conveyed title to the property under the administration of the deceased's estate; or (iv) trust that was conveyed title to the property. Just introduced and referred to Senate Committee on Assignments.

1010 Lake Shore Association v. Deutsch Bank Nat’l Trust Co.

Illinois Supreme Court PLAs
Civil Court
Condominium Property Act
Citation
PLA issue Date: 
January 28, 2015
Docket Number: 
No. 118372
District: 
1st Dist.
This case presents question as to whether trial court properly granted plaintiff-condominium association’s motion for summary judgment in action seeking possession of condominium and payment of past due monthly assessment fees that accrued both before and after defendant’s purchase of condominium at judicial foreclosure sale. Appellate Court, in affirming trial court, found that sections 9(g)(1), (3) of Condominium Property Act created lien in favor of plaintiff for unpaid assessments that had accrued prior to judicial foreclosure sale, where defendant had failed to make assessment payment for first full month following said sale, and that lien for full amount of unpaid assessments remained with property.

House Bill 304

Topic: 
Notice and change of addresses
(Brady, R-Normal) amends the Clerks of Courts Act to allow the circuit court clerk to reasonably rely upon any notice of the party’s change of address received from the United States Postal Service as a true and correct statement of the party’s current residential address. Applies to any notification required by law to be made by the circuit clerk to a party. Just introduced and referred to House Rules Committee.

The Top 10 Things to Do Before Your First Residential Real Estate Transaction

By Heather M. Fritsch
February
2015
Cover Story
, Page 22
Hoping to represent home sellers and buyers? Taking these steps at the outset will help you get off to a smooth start.
1 comment (Most recent January 29, 2015)

Citimortgage v. Bukowski

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2015 IL App (1st) 140780
Decision Date: 
Wednesday, January 21, 2015
District: 
1st Dist.
Division/County: 
Cook Co., 3d Div.
Holding: 
Affirmed.
Justice: 
MASON
In mortgage foreclosure action, court entered summary judgment for mortgage company, and confirmed judicial sale. Defendants' claim that they did not receive acceleration notice is not a proper affirmative defense but an assertion that a condition precedent was not satisfied prior to filing suit. Unsupported denial of receipt of acceleration notice is insufficient to create genuine issue of material fact to defeat summary judgment. TILA does not apply to loan modifications; thus, claimed failure of mortgage company to provide Defendant with notice of requirements of Illinois Mortgage Escrow Account Act gives rise to no claim under TILA. (PUCINSKI and LAVIN, concurring.)

BAC Home Loans Servicing, LP v. Pieczonka

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2015 IL App (1st) 133128
Decision Date: 
Wednesday, January 14, 2015
District: 
1st Dist.
Division/County: 
Cook Co., 3d Div.
Holding: 
Affirmed.
Justice: 
LAVIN
Section 15-1505.6 of Code of Civil Procedure clearly imposes 60-day deadline to file motions to quash service of process from time a defendant files an appearance, in residential foreclosure action. Although Defendant filed his initial motion to quash service only seven days after filing his initial appearance, he voluntarily withdrew that motion, so that the relevant date, for purpose of time deadline for filing, is date he filed second to quash service, which was beyond 60 days after filing of appearance. (PUCINSKI and MASON, concurring.)